I did a little search of the most fraudulent countries the world, the list pulled out 25 countries. http://www.ecommercemilo.com/2013/10/which-countries-have-highest-ecommerce-fraud-rates.html I did a search of each country and it turned out that every country listed there is on your list EXCEPT Indonesia, except Indonesia, how, why, what? I mean could you please exclude Afganistan? Nigeria?? Why ONLY one PARTICULAR COUNTRY? is this something personal?? Do you know Bali?? it's Indonesia!!! Why???? OMG!!