Mike - I certainly understand about disabling CF to determine where the problem lies and want to wait a few days, as sometimes things get normal "by themselves".
Brian - thanks for the info. Not sure I could use direct.mysite..., as I believe it is used for FTP type of an access. I did not find a shortcut to bypass CF other than disabling it, but decided to wait a bit longer. Although I saw my bounce rate went up by about 20% while it is being slow.
CF status seems just fine. BTW, I had the same thing with CF showing a cached version of my site during the server issues period.